美銀家辦研究：83%已有接班人，但僅37%新任掌門準備充分
Bank of America Newsroom · 2026-10-20
美國銀行私人銀行調查355家美國家辦：83%已選定接班人，但僅27%訂有信託分配政策；近十年換手者中只有37%認為新掌門準備充分。私募股權占另類資產27%，59%計畫三年內加碼，凸顯「有人接」不等於「接得住」。
學習單字
- trust distribution policy信託分配政策，規範受益人何時、如何領取信託資產
- ownership stakes持股權益，直接持有企業的股份
- wealth-generation創造財富的（機會、事業）
Bank of America study: next generation set to reshape family offices
Bank of America Private Bank surveyed 355 US family offices: 83% have named a successor but only 27% have a trust distribution policy, and just 37% of recent transitions had a very prepared heir. Private equity is 27% of alternatives, with 59% planning to add — naming a leader is not the same as readiness.