美银家办研究：83%已有接班人，但仅37%新任掌门准备充分
Bank of America Newsroom · 2026-10-20
美国银行私人银行调查355家美国家办：83%已选定接班人，但仅27%订有信托分配政策；近十年换手者中只有37%认为新掌门准备充分。私募股权占另类资产27%，59%计划三年内加码，凸显“有人接”不等于“接得住”。
学习单字
- trust distribution policy信托分配政策，规范受益人何时、如何领取信托资产
- ownership stakes持股权益，直接持有企业的股份
- wealth-generation创造财富的（机会、事业）
Bank of America study: next generation set to reshape family offices
Bank of America Private Bank surveyed 355 US family offices: 83% have named a successor but only 27% have a trust distribution policy, and just 37% of recent transitions had a very prepared heir. Private equity is 27% of alternatives, with 59% planning to add — naming a leader is not the same as readiness.